Home Insurance

Homeowners insurance is one of the most important purchases you'll ever make. It covers your home in the event of damage, theft, and other unexpected problems. It also covers you, your family and guests, and your possessions. That's why Partners Central is proud to offer homeowners policies throughout the great state of Missouri.

When disaster strikes, you can't afford to fight with your claims agent over nit-picky details. You need to know your insurance company has your back when your home needs repairs, and you're displaced during construction. Our agents provide world-class service with policies you can trust.

Missouri Homeowners Insurance Laws

Although homeowner's insurance isn't required by state law, your lender will require proof of insurance to cover the amount of your mortgage. If you fail to maintain those minimum insurance requirements, your lender will place a force-placed insurance policy on your home. These policies cost up to 10x more than a traditional insurance premium and only cover the lender's interest.

Besides lender requirements, you'll also want to consider asset protection included in your policy. Your possessions, including furniture, clothing, jewelry, computers, and electronics, can all be covered under one policy. Also, legal liability for any damage to you or anyone else on your property is insured against perils like theft, fire, or storms.

You need more than just an insurance policy that meets minimum requirements. At Partners Central, our licensed agents find the best homeowner's insurance to fit your personal needs. We work with you to understand your situation and what you need to protect yourself against.

This personal touch is what keeps customers coming back every year to renew. If a disaster strikes, you can't afford to wait on hold while contractors stop work waiting for claims payments. Once you've worked with us, you'll wonder how you survived this long.

Call Partners Insurance today to speak with a licensed agent about your new policy.