Renters Insurance

Renters insurance is an expense many people overlook. That's a mistake. When you rent a property, the landlord has insurance to protect themselves, but you're not covered. This means if the person living below you starts a fire that burns the whole place down, everything you own goes with it.

Partners Central provides renters insurance across Missouri to protect renters just like you from loss. In the event of a catastrophe, you need someone in your corner. Our professionally licensed agents are fast, friendly, and efficient in getting you the right policy for your belongings.

Missouri Renters Insurance Laws

The state of Missouri doesn't require insurance for renters, but it may be a requirement of your lease agreement. Read carefully to understand what insurance provisions are included. Some residential management companies even offer a discount or other considerations in exchange for holding a valid policy while you rent.

Keep in mind the general landlord policy covers the walls, floor, and ceiling, but you and your personal belongings must be separately covered.

Why Renters Choose Partners Central

Renter's insurance policies can vary widely in coverages. That's because people have a wide range of lifestyles and things they own. A musician, for example, will have different insurance needs than an athlete, video gamer, or collector. If you have seriously expensive items, you may need an additional endorsement rider or even another policy.

It's not just physical items either — you can insure against additional living expenses, unexpected moving costs, and your legal liability for any damages caused to the property.

At Partners Central, we offer a range of renters insurance options to fit any lifestyle. It doesn't matter if you're renting a room or your own deluxe apartment on the Eastside. Either way, we're your partner, and we're here to protect you through thick and thin.

Contact Partners Central today to learn how we can protect you while you rent.